Zovo Bank File Converter

Convert a bank statement to a QBO, OFX, QIF or CSV file that QuickBooks and Quicken import.

Zovo Bank File Converter turns a bank or credit card statement (PDF, CSV, Excel or rows you paste) into a QuickBooks Web Connect .qbo file, OFX 1.0.2 and OFX 2 files, a QIF file and a QuickBooks CSV. Each transaction gets a stable, unique FITID so converting and importing the same statement again (with the same account id) does not duplicate it, and each file is re-read and checked before you download it.

What it does

Reads text PDF statements and CSV or Excel exports, with debit/credit columns, CR/DR markers and newest-first order
QBO (Web Connect) for QuickBooks Online and Desktop, OFX 1.0.2 SGML and OFX 2.2 XML, QIF for Quicken, and a 3-column QuickBooks CSV
Stable, unique FITIDs per transaction, DTSTART and DTEND from the statement period, LEDGERBAL from the ending balance
Checking, savings and credit card statements, with card charges written as negative amounts
Opening + transactions = closing checked to the cent when balances are known
Every file re-read before download: count, total, unique ids and required OFX elements

Try asking

“Convert this bank statement PDF to a QBO file”

“Make a QBO file from these rows: 09/02/2026 PAYROLL 2450; 09/03/2026 GREENLEAF MARKET -82.17”

“Turn my credit card CSV into a QIF for Quicken”

Limitations

Text PDFs only: scanned statements need OCR first, or paste the rows
Up to 60 PDF pages and 20,000 transactions per file
Does not connect to banks or QuickBooks; you import the file yourself

Add it

ChatGPT: once Zovo Bank File Converter is approved, add it from the ChatGPT plugin directory.

Claude: go to Customize > Connectors > Add custom connector and enter https://bank-to-qbo.zovo.one/mcp. No sign-in is needed. Once Zovo Bank File Converter is listed in the Claude connector directory, you can add it from there too.

Other MCP clients can connect to the same endpoint: https://bank-to-qbo.zovo.one/mcp